how i learned about money management too late.

I think the title says it all here...

Hi. My name is Maegan Mariee, I'm 26 years old, and I'm just learning how to properly manage my money.


'What?', you may question. Well, it's true. I was never really taught to put money aside into a savings account or to watch what I spent. Honestly, as long as I had enough to pay my bills and put gas in the car, I was fine. Wrong. Wrong. Wrong.

Eventually, those bills added up and kept on coming. Suddenly, I was out of school and had a car and an apartment. And with that apartment came rent, electricity, emergency money for emergencies. I was working two jobs and still not making enough to get by.

It seems like it should be common sense that you need to save money, to put something aside so you have it for the future. But school never taught me that. They didn't offer basic math skills, by which I mean they didn't teach you how to do your taxes or manage your accounts. My mother would mention it here and there, but it never really stuck until I was thrown right into the storm of it.

Yikes.

This post isn't going to be informational. I don't have spreadsheets or hacks to help you save or become rich in seconds. Think of this as someone telling you to think about your money situation and be smart about how you approach it.

I do have a spreadsheet in excel that I use every two weeks, budgeting myself until my next paycheck. I know what I've paid and how much I have left to spend and put into savings. It's helped, though there are so many other things that I could be utilizing. I won't lie about that. If you're looking to save more money, Pinterest has some great options.

And if you get married, make sure you're honest with one another about debt and bills! It has been so much easier knowing what one another owes so we're not caught by surprise if something comes in the mail. Learning how to manage money shouldn't be hard, but sometimes getting there can be. I always feel like I'm struggling with money and I just want to be secure and be comfortable with what I have.

Worrying is the worst part and I'm a serious worrier. Make a plan and stick to it!

Do you have any suggestions on how to manage money, save, and get out of debt?





*This post is not sponsored and all opinions are mine, as always. Photo credit to William Iven*

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